My old roommate played in a Fantasy Football league with the waitstaff from the restaurant we used to live above. I found out about the league after football season had started, and I'm pretty sure it was because he wanted less competition. The waitstaff aren't particularly into football, and most lack the discipline necessary to update their football rosters on a weekly basis. That said, they were all perfectly willing to part with $30 to bet on their teams. By the time playoffs rolled around, my roommate already had spent his winnings on beer, but of course, a few miraculous 11th hour plays placed him outside the payout. When I went down to the restaurant, the bartender who won bought me a couple drinks. It's so much more rewarding to be surprised by a win than get one you anticipated -- unless you're me in this story, then you get to enjoy both.